FTMO Prop Firm Review

Verdict and payout outlook

FTMO prop firm review for traders asking whether it is legit, whether payouts look real, and which evaluation rules matter most. Current verdict: Verified legit.

FTMO is a prop firm with a legit research label based on public payout discussion, published rules, and operating history. Profit split Up to 90/10; max funding about $200,000. Treat evaluation fees as real risk capital and verify live terms before paying.

Key facts at a glance

| Profit split | Up to 90/10 | | Max account size | $200,000 | | Max drawdown | 10% max loss | | Platforms | MetaTrader 4, MetaTrader 5, cTrader, DXtrade | | Instruments | Forex, Indices, Commodities, Crypto | | Country | Czech Republic | | Founded | 2015 | | Research rating | 4.6/5 | | Scam score | 12/100 | | Last checked | 2026-06-13 |

Payout and proof checks

Before trusting payout screenshots, confirm withdrawal methods for your country, minimum trading days, consistency rules, and whether profit splits change after the first payout cycle.

• Public payout reports and trader dashboards are widely shared in the community.
• Profit split upgrades and scaling plans are documented on the official site.
• Confirm payout methods available for your country and typical processing time on the live dashboard.
• Check whether first payout requires minimum trading days, profit consistency, or KYC steps not shown in marketing.
• Compare community payout reports from the last 90 days rather than launch-week screenshots alone.
• Verify whether profit split upgrades apply automatically or only after scaling milestones.

Evaluation rules to verify live

Drawdown type (static, trailing, or daily) changes breach risk during volatile sessions. Verify news trading, weekend holding, copy trading, EA, and scaling limits on the account type you buy.

• Daily and overall drawdown limits must be tracked on the evaluation account, not just headline balance.
• News trading, weekend holding, and copy-trading restrictions vary by account type and must be read live.
• Consistency rules and minimum trading days can delay payout eligibility even after passing.
• Identify whether drawdown is static, trailing, or daily—and whether open profit affects the trailing threshold.
• Read news-trading, weekend holding, copy-trading, and EA policies for your exact account type.
• Model worst-day loss against daily caps before accepting instant-funding or aggressive split marketing.
• Check refund policy if you breach within the first days and whether resets require full repurchase.

Pros

• Long operating history with widely discussed payout proofs.
• Multiple platform choices and clear published rule sets.
• Scaling path for traders who pass and stay within risk limits.

Cons

• Evaluation cost adds up if you repeatedly breach drawdown rules.
• Strict consistency and minimum-day rules can block fast payout requests.
• Not a substitute for broker regulation; you are buying a challenge, not a bank account.

Red flags

• Evaluation fees are non-refundable if you breach rules, so treat each attempt as real risk capital.
• Rule changes and jurisdiction-specific terms should be verified on the live legal page before paying.

Fact-check snapshot

This page summarizes public research for FTMO. Evaluation products, fees, and rule pages change—confirm numbers on the official site before checkout.

Primary source: ftmo.com

FAQ

Is FTMO legit?

Our research label is Verified legit. Prop firms are not banks: you buy a challenge or funded seat with rule risk. Verify live terms, payout rails, and recent trader reports before paying.

Does FTMO pay out?

Payout reliability depends on rule compliance, KYC, and account type. Search recent payout discussions, confirm withdrawal methods for your region, and treat marketing screenshots as unverified until matched to your checkout terms.

What rules matter most at FTMO?

Focus on drawdown type (10% max loss), minimum trading days, consistency caps, and restricted strategies. Breaching any published rule typically voids the evaluation fee.

How much does a FTMO challenge cost?

Fees vary by account size and model. Add reset costs if you breach drawdown, plus data or platform fees for futures programs. Compare total cost against your expected pass rate.

How does drawdown work at FTMO?

Published max drawdown is 10% max loss. Trailing drawdown follows peak balance; daily caps limit intraday loss. Simulate volatile news days before trading.

Is FTMO a scam?

Verdict: Verified legit. Scam reports often involve denied payouts after rule disputes or opaque ownership. Do not pay based on influencer promos alone—verify the official domain and support response.